College Planning

As of May 2025, over 43 million Americans carry federal student loan debt totaling $1.693 trillion! The average borrower owes more than $37,000 and 1 in 5 borrowers are behind on payments. These financial burdens often delay major milestones and other life goals. The average family covers just 27% of college costs through scholarships and…

College has become the fastest-growing household expense in recent years, with tuition increasing 5.6% annually. Many schools are now part of the “Race to 100,” where yearly tuition could reach $100,000! College planning is one of the most significant financial decisions families make—but it’s also one of the most misunderstood. Avoiding these common mistakes can…