Achieve Your Financial Goals With These Solutions
Wealth Management Services
At Dean Roland Russell, we take an integrated approach to wealth management. We begin by listening attentively to learn what is most important to you. We then guide you through strategic decision-making based upon your personal goals, family dynamics, and charitable legacies.
The investment portfolio we built for you is well-diversified and designed to maximize after-fee, after-tax, risk-adjusted returns. We focus on the elements of wealth management that are controllable such as asset allocation and location, market efficiency, costs, and taxation. We then continually monitor your portfolio and make changes as needed to respond to market movement and changes in your personal life affecting your financial plan.
We believe advice is best given when having full knowledge of your complete financial picture. Our clients rely upon us for matters ranging from the routine to the extraordinary. No challenge is too great for us. We invite you to learn more about our wealth management services.
Financial Planning
Planning is the first step to developing effective wealth management solutions. The planning process can help you prepare for and address life goals, such as making a significant purchase or paying for your child’s education. Comprehensive planning also identifies and assesses the potential impact of situations that can have an effect, positive or negative, on your cash flow – market events, unexpected life turns, even a shift in your priorities.
We’ll help you monitor and fine-tune your plan along the way so it evolves in concert with your needs. We want to guide you in directions that will help you achieve a secure financial future for you and your family.
Financial Planning Services
- Cash Flow Analysis and Planning
- Retirement Forecasting
- Estate Plan Review
- Tax Minimization Strategies
- Insurance Review (Recommendations Only; We Do Not Sell Insurance)
- Education Planning- Coverdell IRA’s, 529 Plans, Etc.
- Employer Benefits Review
- Social Security Withdrawal Strategies
- Multi-Generational Wealth Transfer Techniques
- Gifting
- Legacy Planning and Charitable Giving
- Cash Management
- Creating Your “Retirement Paycheck”
- Pension Payout Strategy/Analysis
- Retirement Plans (401k, 403b, SEP, IRA, and Roth)
Investment Management
Our investment philosophy and management approach are based on your objectives, which means we begin by listening to what you need, rather than telling you what we have to offer. We develop and implement financial strategies that serve each client’s unique needs. We don’t chase returns or attempt to outsmart the market over short periods of time. All of our strategies are globally diversified and designed to capture the returns of the capital markets. Once invested, we continually monitor your portfolio and make changes as needed to respond to market movement, economic trends, and changes to your financial plan. The result is the confidence that your asset allocation is thoughtfully constructed and maintained to serve your needs over time.
Initial and ongoing assessments of all investment options follow a rigorous due diligence process. Part of this analysis includes standard quantitative measures such as comparative performance, volatility, risk elements, portfolio concentration, costs, style consistency, and so on. In addition, certain qualitative measures, such as manager tenure, expertise, compensation, and governance/culture, are also considered. The result is that you have access to a comprehensive array of high-quality investment expertise in every asset class.
Importantly, relationships with our clients are central to our approach. As “fee-only” advisors, we never accept compensation from anyone other than our clients. Our fees are based on account assets under management, so our interests are aligned with yours, and we seek to select the best strategies and managers for your customized portfolio.
We provide a disciplined and fully transparent process for systematically tracking and assessing all past investment decisions. To manage any process effectively, the ability to measure and evaluate performance is essential. We provide clear and concise reporting which allows each client to study portfolio composition and investment performance on an ongoing basis. Our clients receive supplementary reports designed to address the specific needs of their tax advisors.
- Develop Investment Objective
- Strategic Asset Allocation
- Global Asset Management
- Asset Location (Tax Efficiency)
- Low Volatility Investment Strategies
- Tax-Aware Investing
(Capital Gain Monitoring) - Diversified Fixed Income Strategies
- Dividend Investing
- Individual Bond Laddering
- Asset- Specific Analysis and Planning
- Portfolio Reporting
- Performance Reporting
Our investment philosophy and management approach are based on your objectives, which means we begin by listening to what you need, rather than telling you what we have to offer. We develop and implement financial strategies that serve each client’s unique needs. We don’t chase returns or attempt to outsmart the market over short periods of time. All of our strategies are globally diversified and designed to capture the returns of the capital markets. Once invested, we continually monitor your portfolio and make changes as needed to respond to market movement, economic trends, and changes to your financial plan. The result is the confidence that your asset allocation is thoughtfully constructed and maintained to serve your needs over time.
Initial and ongoing assessments of all investment options follow a rigorous due diligence process. Part of this analysis includes standard quantitative measures such as comparative performance, volatility, risk elements, portfolio concentration, costs, style consistency, and so on. In addition, certain qualitative measures, such as manager tenure, expertise, compensation, and governance/culture, are also considered. The result is that you have access to a comprehensive array of high-quality investment expertise in every asset class.
Importantly, relationships with our clients are central to our approach. As “fee-only” advisors, we never accept compensation from anyone other than our clients. Our fees are based on account assets under management, so our interests are aligned with yours, and we seek to select the best strategies and managers for your customized portfolio.
We provide a disciplined and fully transparent process for systematically tracking and assessing all past investment decisions. To manage any process effectively, the ability to measure and evaluate performance is essential. We provide clear and concise reporting which allows each client to study portfolio composition and investment performance on an ongoing basis. Our clients receive supplementary reports designed to address the specific needs of their tax advisors.
- Develop Investment Objective
- Strategic Asset Allocation
- Global Asset Management
- Asset Location (Tax Efficiency)
- Low Volatility Investment Strategies
- Tax-Aware Investing (Capital Gain Monitoring)
- Diversified Fixed Income Strategies
- Dividend Investing
- Individual Bond Laddering
- Asset- Specific Analysis and Planning
- Portfolio Reporting
- Performance Reporting
Our investment philosophy and management approach are based on your objectives, which means we begin by listening to what you need, rather than telling you what we have to offer. We develop and implement financial strategies that serve each client’s unique needs. We don’t chase returns or attempt to outsmart the market over short periods of time. All of our strategies are globally diversified and designed to capture the returns of the capital markets. Once invested, we continually monitor your portfolio and make changes as needed to respond to market movement, economic trends, and changes to your financial plan. The result is the confidence that your asset allocation is thoughtfully constructed and maintained to serve your needs over time.
Initial and ongoing assessments of all investment options follow a rigorous due diligence process. Part of this analysis includes standard quantitative measures such as comparative performance, volatility, risk elements, portfolio concentration, costs, style consistency, and so on. In addition, certain qualitative measures, such as manager tenure, expertise, compensation, and governance/culture, are also considered. The result is that you have access to a comprehensive array of high-quality investment expertise in every asset class.
Importantly, relationships with our clients are central to our approach. As “fee-only” advisors, we never accept compensation from anyone other than our clients. Our fees are based on account assets under management, so our interests are aligned with yours, and we seek to select the best strategies and managers for your customized portfolio.
We provide a disciplined and fully transparent process for systematically tracking and assessing all past investment decisions. To manage any process effectively, the ability to measure and evaluate performance is essential. We provide clear and concise reporting which allows each client to study portfolio composition and investment performance on an ongoing basis. Our clients receive supplementary reports designed to address the specific needs of their tax advisors.
- Develop Investment Objective
- Strategic Asset Allocation
- Global Asset Management
- Asset Location (Tax Efficiency)
- Low Volatility Investment Strategies
- Tax-Aware Investing (Capital Gain Monitoring)
- Diversified Fixed Income Strategies
- Dividend Investing
- Individual Bond Laddering
- Asset- Specific Analysis and Planning
- Portfolio Reporting
- Performance Reporting